A solution to manage unexpected, large medical costs. Each month, our Members contribute to a Community Fund. The Community shares the costs of eligible medical expenses with individual Members that have a Need, after the Member pays for the amount they are responsible for. No profit is made on excess funds, they simply stay in the Fund ready for sharing with Members.
Every Member has access to Concierge service to assist them in utilizing services, locating healthcare providers, direct and virtual primary care, price shopping for medical care, price shopping for prescription medication and more. Because ease of use, transparency, and cost savings for our Members is essential.
We empower our Members to be educated and responsible for their health, but we could all use a little help. Out Member Advocates walk you through Managing medical Needs, as well as Medical Bill Negotiation on your behalf. We’re with you every step of the way
With Knew Health you will not be limited by networks. You have the freedom to choose your healthcare providers and your care. So no matter if you change jobs or you travel about the country, you get the care you choose and deserve.
As long as the medical Need meets the Guidelines for Medical Cost Sharing, these costs can be shared regardless of where they happen, even outside of the country.
There are no contracts or required lengths of Membership. So if you change jobs, move, or have other life changes, we adapt with you. That’s flexibility.
Consult with a licensed physician in your state via phone or video chat at any time for your health concern or a family member’s within minutes. That’s 24/7 and 365. Unlimited utilization with $0 consultation fees. There are even additional dermatology and behavioral health services. So you can avoid unnecessary trips to the ER or urgent care.
Every Member receives free, personalized Health Coaching sessions every year to support you in achieving your health and wellness goals. Whether your goals are to sleep better, eat better, incorporate more exercise, or have a more positive outlook on life, our Health Coaches will help you set goals and create steps to help you achieve and maintain your goals.
Whether you are doing proactive testing or have directions from your provider, you can save big on individual tests, panels, and specialty kits.
The Bill Negotiation Team negotiates medical bills down to ensure that a fair and reasonable price is achieved. This not only ensures that the Medical Cost Sharing Community is sharing in the most reasonable price, but also ensures the lowest price for each individual Member.
Every Member receives free, personalized Life Coaching sessions every year to support you in achieving your life goals. Whether your goals are related to work, aspirations or relationships, our Life Coaches will help you set goals and assist in steps to help you achieve and maintain your goals.
Whether you’re looking to try guided yoga, meditation, or qigong classes, you’ll get access to these and more with your Knew Health Membership.
You'll get access to 300 top brands, like Ortho Molecular and Pure Encapsulations, and over 20,000 health products, all at a 35% discount on MSRP, shipped right to your door.
You'll be able to consult with expert physicians to ensure that any new diagnoses or procedures are necessary and appropriate, giving you peace of mind and savings. When our Members utilize Second Opinions, the financial amount they are responsible for will be reduced with eligible medical Needs.
As a member you will receive educational resources on the topics of Diet & Nutrition, Fitness & Strength, Mindfulness and Goal Planning. Health is not strictly physical, but also emotionally and mentally. Our goal is for our Members to achieve holistic wellness.
With Knew Health there are no faith requirements, as there are with other Medical Cost Sharing groups. Simply enjoy the benefits of Medical Cost Sharing and being a part of a like-minded Community devoted to living a healthy lifestyle.
There are no lifetime maximums, monthly caps, or other limitations on how much funding can be shared with a Member. And the amounts you are responsible amounts do not reset for existing Needs each year. You can continue to share in medical Needs that are ongoing, until they are resolved.
Maternity costs are eligible for Medical Cost Sharing with our Community as long as the estimated date of delivery is 1 year or after your Knew Health Membership begins. Maternity costs like prenatal care, delivery, postnatal care, and miscarriage are eligible for sharing regardless of marital status.
Businesses can save $1,500 per year or more, per employee by offering Knew Health Membership as an alternative to your existing Health Insurance options. Our model is simple and easy to use. The employees save too! Let us show you how.
Members save 30% to 70% on monthly healthcare costs.
If medical needs happen, your expenses are shared through this Community fund.
Two annual personal sessions with a certified Health Coach to help you reach and maintain your goals.
Consult with a conventional physician via phone or video chat at any time for your health concern or a family member’s, including dermatology and behavioral health concerns.
Whether you are doing proactive testing or have directions from your provider, you can save big on individuals test, panels, and specialty kits.
Our team works to reduce individual bills for you, as well as reducing the overall cost for the sharing community, with a 55% average cost savings.
Complimentary life coaching every year from our exclusive network of Knew Health Coaches. Our coaches will help you identify your goals and develop an actionable plan to achieve them.
Knew Health members get access to free e-book and 50% off of Qigong for Beginners classes. Gentle practices of movement, visualization, sound, breathing, and conscious intention
You’ll get access to 300 top brands and over 20,000 health products, all at a 30% discount on MSRP.
You’ll be able to consult with expert physicians to ensure that any new diagnoses or procedures are necessary and appropriate, giving you peace of mind.
Jennifer had acute appendicitis and was taken to the ER for emergency surgery, where she spent 1.5 days in the hospital and received: ultrasound, surgery, post-surgery care. Then she has follow-up visits.
As long as the estimated date of delivery is 12 months or later from your start of Membership with Knew Health, your maternity costs will be shareable should they exceed the $5000 Maternity IUA. This includes expenses for prenatal care, delivery, postnatal care and miscarriage. This would also include any pregnancy or birth-related complications of the mother. The maternity IUA can be reduced by 50% for utilizing a birthing center, which Member Services can assist in locating quality birthing centers near Members.
If the new cancer diagnosis occurs after becoming a Member, this is a new illness. These costs are eligible for sharing once the costs exceed the Member's IUA. If diagnostic care was needed to confirm the diagnosis, these costs will be eligible for sharing as a part of the cancer Need.
If you were in a biking accident and required emergency transportation to the ER, undergoing diagnostics, treatment, physical therapy, and prescription medication, these costs associated with the injury are eligible for sharing after the Member's IUA has been met.
This is the amount that you will be responsible for if you have a medical need. Each month you will contribute your affordable share to the Medical Cost Sharing Community Fund which will help pay both the medical bills of yourself and other members.
The Initial Unshareable Amount occurs per individual Need, but these are capped to limit the impact on you. Individuals will pay no more than 3 IUAs per year. Families will pay no more than 5 IUAs per year.
As a positive, wellness-focused Member, you’ll gain access to free and personalized health coaching, discounted supplements, and 24/7 telemedicine on a regular basis. By devouting ourselves to holistic wellness, we’re more likely to avoid chronic, expensive health conditions.
As a savvy Knew Health Member, you know that unexpected injuries, like a broken leg, are eligible for Medical Cost Sharing. So you compile your medical bills and submit them for sharing online through your Knew Health Portal
These medical costs are then reviewed to confirm they are eligible for sharing. Once that's confirmed, the Bill Negotiation steps in, averaging 57% reduction in medical bills.
You’re responsible for your Initial Unshareable Amount. So you’re ready to cover this portion of your costs and the Medical Cost Sharing Community shares the remaining balance with you. You pay your medical bills and you’re all set! Back to your healthy lifestyle, while you continue to help other Members in their times of medical need too.
Jennifer Set up Consultation through 24/7 Telemedicine
Set up Hospital Charges as Self Pay
Uploaded Invoices to Member Portal to Submit for Sharing
Medical Costs Totaled: $59,000 for 1.5 Days in Hospital
Bill Negotiation Team Brings Medical Costs Down From $59,000 to $3,100
Jennifer was only responsible for her $500 IUA, the community deposited the remaining balance within 30 days.
Run into medical challenges where you need financial support, but the cost isn't deemed shareable? You can appeal the decision and if 3 of 7 Community Members agree, then your costs can be shared.
By joining Knew Health, you put more money in your pockets and more money in the pockets of other Members. Join a rapidly growing Community.
Members enjoy free health and wellness coaching & education.
With how much you're saving with Knew Health, routine expenses, like annual physicals, can be planned and saved for, just like you would for regular car maintenance.
Invest in things like:
Being a direct-pay patient, you'll choose your healthcare provider without limitations of networks and you'll have transparency to costs ahead of time.